Having a baby is priceless! Cuddling a little one and making memories is beyond any money or material acquisition. Pregnancy, delivery and raising a baby are beautiful feelings and a must-have experience in every woman’s life.
The people who conceive naturally get the feel of the experience as per their wish. The ones who are unable to parent a child must seek the help of IVF, IUI and other ART (Assisted Reproductive Techniques). You must consult an experienced infertility expert gynecologist around you.
What are the costs involved in IVF?
ART is the process of series of all fertility treatments wherein the egg and the sperm are both managed. IVF or the in-vitro fertilization is that ART procedure where fertilization of man’s sperm and woman’s egg take place outside the woman’s body under a controlled environment.
The Cost of IVF is related to the type of IVF and number of the times the IVF is administered, i.e. the number of cycles tried before success is achieved. In India usually, the IVF procedure inclusive of all surgical and diagnostic protocols hovers between Rs.1,00,000 to Rs.1,35,000. With more advancement in technology and new procedures like IUI, hysteroscopy, and laparoscopy, the costs of IVF in India and abroad are increasing.
You must enquire thoroughly if the costs quoted by the clinic are inclusive or exclusive of the following costs:
- Ultrasound monitoring and Blood work
- Pregnancy Testing (HCG Beta blood work)
- Cryo-preservative of extra embryos
- Annual storage fees of the frozen embryos
- Fertility Medicines
- Mock embryo transfer (done to get the actual transfer perfect)
- Pre-IVF tests and consultations
- The costs of additional procedures if need be, like ICSI, testicular sperm extraction, etc.
The medication cost in IVF is around Rs.50,000 per cycle and must be taken into account. A genuine clinic must be able to give you a fair estimate of over 18 months of the costs involving medications, monitoring, and IVF cycles.
Should I Compare the Costs between Two Clinics?
The costs of IVF vary from clinic to clinic as the state-of-art facilities differ in each clinic. If one clinic quotes around Rs.1,25,000 whereas the other clinic quotes IVF to be around Rs.1,50,000, you might consider moving to a clinic with a lower cost. However, make sure the clinic is transparent in quoting the complete costs involved. Analyze and compare if one clinic might quote the price of everything inclusive while the other clinic may just tell you the costs of the procedure of IVF alone.
What are the Payment Options?
While the IVF procedure is not covered by insurance, there are other out-of-pocket expenses that may be covered by an insurance agency. You must discuss with your clinic and the insurance agents if costs like blood work and ultrasounds are covered.
The payment options can be discussed with the IVF clinic as there are discounts offered by some clinics since additional cycles mean really high out-of-pocket expenses. Also, you may knock the Flexible Spending Account (FSA) or the Health savings plan (HAS) if fertility options are included in these.
Check with your fertility clinic as to the discount programs and mail-in-refund programs of medications or the drug store giving the best prices.
Which is the Best IVF Clinic?
EVA hospital, Ludhiana, Punjab is the best infertility clinic where Dr. Shivani Bhutani is the most humble and proficient infertility expert. She has known to be treating her patients emphatically and is the most genuine advisor to patients in their quest for child and childbirth.
Fertility treatments may sound expensive but there are various ways to pay comfortably. You may find that there are clinics that offer the best state-of-art facilities at affordable prices. Do not let a mental monetary block crowd you and seek the help of the best infertility experts to become parents. Let your dreams come true!